SERVICES and PRODUCTS WE
OFFER or FACILITATE
Development of a comprehensive long-term plan to show you how to reach
your goals. We also offer segmented planning should you require planning
for a specific need such as an educational funding strategy, or the
design of a retirement income drawdown plan etc..
Planning: Asset allocation advice. Risk/reward analysis. Personal portfolio management. Portfolio rebalancing. Products include; GICs, mutual funds, and segregated funds sold through Investia Financial Services Inc.
Planning: Effectively address your
retirement issues and concerns to develop a realistic and achievable
retirement plan. We specialize is setting up Self-Directed Registered
Retirement Savings Plans (RRSP's) and Registered Retirement Income Funds
Planning: Development of a program to make certain that your liabilities and obligations are covered, and your family protected. Products include; Term Life Insurance, Permanent Life Insurance, Disability Insurance, Long-Term Care Insurance, and Critical Illness insurance provided through multiple insurance carriers.
Planning: Employing appropriate tax
planning strategies to ensure that you minimize taxes today and in the
future; Investing to maximize after-tax return on investments. Reducing
your family's tax burden with effective income splitting techniques.
Deferring taxes with RRSP's and other plans, Strategies for
self-employed, and much more.
Funding: Effective strategies to
maximize the money available to your children or grandchildren when they
enroll in a full-time post-secondary program.
Planning: Development of an estate
plan to preserve, provide for, and protect your family. A plan will ensure
the orderly distribution of your estate in the most tax efficient manner
and in accordance with your wishes. Certain circumstances will
necessitate special consideration and expert advice such as family-owned
businesses, divorced and blended families, families with disabled
dependants, or care of an elderly relative etc..
Trusts and Charities: Assist in
determining the best method in creating your lasting legacy; either by
reorganizing personal assets directly. or perhaps using a charitable
remainder trust life insurance, solution.
and Powers of Attorney: Planning
for the unexpected by ensuring your Wills, Power of Attorney for Property
as well as Personal Care and beneficiary designations are complete and up
► Business Planning:
Integration of business planning with personal financial planning for
self-employed individuals, and small business owners. A sampling in this
Succession Planning using an estate freeze, sister company or
advantaged income using a sister company
planning for professionals
– Sell Insurance
network for accounting and legal services
contained in this commentary is designed to provide you with
general information only, and is not intended to be comprehensive
advice applicable to the circumstances of any individual. We
strongly urge you to seek professional assistance before acting
upon information included herein.